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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Sarasota, North Port, South Gulf Cove and Venice real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

See All Tips In The "Tax Considerations" Category >
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Real Estate Trivia
Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
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Maggie's Team, REALTOR®, real estate agent and broker for Sarasota, North Port, Port Charlotte, Punta Gorda and Charlotte County, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Maggie's Team
RE/MAX Anchor Realty

14806 Tamiami Trail North Port FL,34287
My Other Location:
3941 Tamiami Trail Punta Gorda FL 33950
Office:: (941) -875-4664
Cell:: (941) -875-4664
email:: maggiedasilva@NUMBER1EXPERT.com

Maggie's Team Specializing in, Sarasota Luxury homes,Bradenton, Lakewood Ranch, Florida Luxury Homes,Englewood Homes,REMAX Homes,REMAX foreclosures,Punta Gorda Homes, Punta Gorda real estate, Punta Gorda Homes for Sale, Punta Gorda Foreclosures, Punta Gorda Realtors, Punta Gorda Luxury Homes,Punta Gorda Waterfront Homes,Port Charlotte Homes, Port Charlotte Homes for sale, Port Charlotte Real Estate, Port Charlotte Real Estate For sale, Port Charlotte Foreclosures, Buy Punta Gorda Homes,Buy Port Charlotte Homes now, Nort Port Homes for sale, North Port Homes, North Port Real Estate, North Port Realtors,Venice homes, Venice Real Real Estate, Englewood Homes, Venice Real Estate, Nokomis Real Estate For sale,RE/MAX Realtors, RE/MAX International Listings, FREE MLS Search,Naples Bay colony beach Front condos,Pelican Bay Naples FL Beach Front Condos for sale,Member of National Association of REALTORS RE/MAX Executive Club 2008,2009,2010 Multi-Million Dollar Producer 2008,2009,2010 2008 President's Club - Bronze Award 2009 President's Club - Silver Award 2010 Platinum Club award from RE/AX INTERNATIONAL Member of: I.R.E.S International Real Estate C.D.P.E. R.E.O. Certified F.S.P. Designation Sales Experience for over 15 Years. RE/MAX Anchor Realty is #1 Awarded by RE/MAX International #1 Broker Owner of the Year for North America#1 RE/MAX Office in Florida Only one real estate company can be #1. Thank you for getting us there. Member: National Association of Realtors, Florida Realtors, Punta Gorda-Port Charlotte-North Port Association of Realtors and the Mid-Florida Regional MLS Also Member of the Greater Fort Myers Board including Naples


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